Kiva.org

I know I have mentioned kiva.org here before. I can't encourage you strongly enough to check it out. You can make a loan - starting at $25 - entrepreneurs around the world. I just made three new loans - two in Nigeria and one in Ecuador.

This is a very reputable way to make a real difference in the world.

I made two loans about a year ago and both are almost completely repaid. When they are, I will just reinvest that money into another person.

It's a great way to do something significant and meaningful to improve someone's life.